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Nursing homeFAID #3680

The Waters of Covington

1600 E LIBERTY ST, COVINGTON, IN, 47932
(765) 793-4818
119 licensed beds

CMS rates The Waters of Covington 1 out of 5 overall. Federal inspectors issued 71 citations across 11 inspections in the last three years, with $144,668 in fines. Listing last updated 2026-11-06.

★★★★★1/5CMS Five-Star overall1/5 health inspections2/5 staffing4/5 quality measuresSource: CMS Care Compare

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What we can show you for free.
Bed capacity
119
CMS facility ID
155223
Care type
Nursing home
County
Fountain
Facility name
The Waters of Covington
Street address
1600 E LIBERTY ST
City / state / ZIP
Covington, IN 47932
Phone
(765) 793-4818

The Waters of Covington is a Medicare/Medicaid-certified skilled nursing facility in Covington, Indiana. It is licensed for 119 beds — above the median for skilled nursing facilities in Indiana (92 beds).

It is one of 1 senior care facility in Covington and 507 skilled nursing facilities across Indiana. Families comparing options should weigh inspection history, ownership record, and litigation — not just the tour — before deciding.

It is listed as part of Infinity Healthcare Consulting, a group of 70 facilities on this site.

Federal inspectors have cited The Waters of Covington 71 times across 11 inspections in the last three years, including 5 food-safety citations, and CMS has imposed $144,668 in fines. Every citation is listed, dated, and graded in the inspection record below.

This listing draws on federal CMS Nursing Home Compare records, and was last updated on November 6, 2026. Background reports are compiled from primary sources — state inspection files, federal CMS data, corporate registrations, and court records — at the time of order.

What the public record shows.

Ownership & operator

Parent company
Infinity Healthcare Consulting
Ownership type
For profit - Limited Liability company

Registered owners & officers

Horner, John
Officer — since 2014
Pruitt, Fay
Managing employee · Operational control — since 2014
The Waters of Covington, Llc
Operational control — since 2014

Regulatory standing

Licensed / certified since
1983-03-25
CMS overall rating
1 of 5 stars
Health deficiencies
13 at the last standard inspection
Federal fines
$144,668 total
Last standard inspection
2025-12-15
Nurse staffing
3.3 hours per resident per day

Cost & payer profile (FY2023 cost report)

Average billed charges
$327 per day (≈ $9,940/month). Private-pay prices typically track billed charges; Medicare and Medicaid pay set rates.
Payer mix (resident days)
55% Medicaid · 5% Medicare · 40% private/other
Occupancy
76% (fiscal year 2023)
Vs. state median
12% below the IN median of $373/day — full state cost breakdown

Services & coverage

Licensed beds
119
Medicare
Accepted
Medicaid
Accepted
Wheelchair accessible
entrance and parking
Compiled from CMS Nursing Home Compare; owners/officers from the CMS Ownership dataset; cost & occupancy from the facility's own CMS cost report; hours/accessibility via Google · last verified 2026-11-06. Facilities can submit a correction.
Every citation, dated and graded.

Kitchen & food safety

Federal surveyors inspect the kitchen at every standard visit. This facility has 5 food-safety citations on its three-year record — flagged below among the inspections.
2025-12-15Health inspection11 citations
F-0552
E · No harm found
Ensure that residents are fully informed and understand their health status, care and treatments.
Corrected 2026-01-27
F-0605
D · No harm found
Prevent the use of unnecessary psychotropic medications or use medications that may restrain a resident's ability to function.
Corrected 2026-01-27
F-0628
D · No harm found
Provide the required documentation or notification related to the resident's needs, appeal rights, or bed-hold policies.
Corrected 2026-01-27
F-0645
D · No harm found
PASARR screening for Mental disorders or Intellectual Disabilities
Corrected 2026-01-27
F-0677
D · No harm found
Provide care and assistance to perform activities of daily living for any resident who is unable.
Corrected 2026-01-27
F-0756
D · No harm found
Ensure a licensed pharmacist perform a monthly drug regimen review, including the medical chart, following irregularity reporting guidelines in developed policies and procedures.
Corrected 2026-01-27
F-0761
D · No harm found
Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
Corrected 2026-01-27
F-0809
E · No harm foundFood safety
Ensure meals and snacks are served at times in accordance with resident’s needs, preferences, and requests. Suitable and nourishing alternative meals and snacks must be provided for residents who want to eat at non-traditional times or outside of scheduled meal times.
Corrected 2026-01-27
F-0812
F · No harm foundFood safety
Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.
Corrected 2026-01-27
F-0880
E · No harm found
Provide and implement an infection prevention and control program.
Corrected 2026-01-27
F-0881
F · No harm found
Implement a program that monitors antibiotic use.
Corrected 2026-01-27
2025-10-20Health inspectionComplaint-triggered2 citations
F-0600
J · Immediate jeopardyFrom a complaint
Protect each resident from all types of abuse such as physical, mental, sexual abuse, physical punishment, and neglect by anybody.
Corrected 2025-11-15
F-0684
J · Immediate jeopardyFrom a complaint
Provide appropriate treatment and care according to orders, resident’s preferences and goals.
Corrected 2025-11-15
9 earlier / fire-safety inspections (58 citations)
2025-07-23Health inspectionComplaint-triggered3 citations
F-0580
D · No harm foundFrom a complaint
Immediately tell the resident, the resident's doctor, and a family member of situations (injury/decline/room, etc.) that affect the resident.
Corrected 2025-08-21
F-0689
G · Actual harmFrom a complaint
Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
Corrected 2025-08-21
F-0726
E · No harm foundFrom a complaint
Ensure that nurses and nurse aides have the appropriate competencies to care for every resident in a way that maximizes each resident's well being.
Corrected 2025-08-21
2024-11-22Health inspectionComplaint-triggered2 citations
F-0580
D · No harm foundFrom a complaint
Immediately tell the resident, the resident's doctor, and a family member of situations (injury/decline/room, etc.) that affect the resident.
Corrected 2024-12-12
F-0677
E · No harm foundFrom a complaint
Provide care and assistance to perform activities of daily living for any resident who is unable.
Corrected 2024-12-12
2024-10-09Health inspection7 citations
F-0623
D · No harm found
Provide timely notification to the resident, and if applicable to the resident representative and ombudsman, before transfer or discharge, including appeal rights.
Corrected 2024-11-19
F-0625
D · No harm found
Notify the resident or the resident’s representative in writing how long the nursing home will hold the resident’s bed in cases of transfer to a hospital or therapeutic leave.
Corrected 2024-11-19
F-0657
D · No harm found
Develop the complete care plan within 7 days of the comprehensive assessment; and prepared, reviewed, and revised by a team of health professionals.
Corrected 2024-11-19
F-0690
D · No harm found
Provide appropriate care for residents who are continent or incontinent of bowel/bladder, appropriate catheter care, and appropriate care to prevent urinary tract infections.
Corrected 2024-11-19
F-0693
D · No harm found
Ensure that feeding tubes are not used unless there is a medical reason and the resident agrees; and provide appropriate care for a resident with a feeding tube.
Corrected 2024-11-19
F-0758
D · No harm found
Implement gradual dose reductions(GDR) and non-pharmacological interventions, unless contraindicated, prior to initiating or instead of continuing psychotropic medication; and PRN orders for psychotropic medications are only used when the medication is necessary and PRN use is limited.
Corrected 2024-11-19
F-0812
D · No harm foundFood safety
Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.
Corrected 2024-11-19
2024-09-03Health inspectionComplaint-triggered3 citations
F-0695
E · No harm foundFrom a complaint
Provide safe and appropriate respiratory care for a resident when needed.
Corrected 2024-09-25
F-0755
D · No harm foundFrom a complaint
Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.
Corrected 2024-09-25
F-0807
E · No harm foundFood safetyFrom a complaint
Ensure each resident receives and the facility provides drinks consistent with resident needs and preferences and sufficient to maintain resident hydration.
Corrected 2024-09-25
2024-04-05Health inspectionComplaint-triggered2 citations
F-0609
D · No harm foundFrom a complaint
Timely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities.
Corrected 2024-05-07
F-0684
D · No harm foundFrom a complaint
Provide appropriate treatment and care according to orders, resident’s preferences and goals.
Corrected 2024-05-07
2023-09-13Health inspection7 citations
F-0561
D · No harm found
Honor the resident's right to and the facility must promote and facilitate resident self-determination through support of resident choice.
Corrected 2023-10-16
F-0677
D · No harm found
Provide care and assistance to perform activities of daily living for any resident who is unable.
Corrected 2023-10-16
F-0686
D · No harm found
Provide appropriate pressure ulcer care and prevent new ulcers from developing.
Corrected 2023-10-16
F-0760
D · No harm found
Ensure that residents are free from significant medication errors.
Corrected 2023-10-16
F-0761
D · No harm found
Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
Corrected 2023-10-16
F-0812
D · No harm foundFood safety
Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.
Corrected 2023-10-16
F-0842
D · No harm found
Safeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards.
Corrected 2023-10-16
2025-12-15Fire-safety inspection14 citations
E-0004
F · No harm found
Develop and maintain an Emergency Preparedness Program (EP).
Corrected 2026-02-13
E-0013
F · No harm found
Develop Emergency Preparedness policies and procedures.
Corrected 2026-02-13
E-0029
F · No harm found
Develop a communication plan.
Corrected 2026-02-13
E-0036
F · No harm found
Establish emergency prep training and testing.
Corrected 2026-02-13
E-0037
F · No harm found
Establish staff and initial training requirements.
Corrected 2026-02-13
E-0039
F · No harm found
Conduct testing and exercise requirements.
Corrected 2026-02-13
E-0041
F · No harm found
Implement emergency and standby power systems.
Corrected 2026-02-13
K-0291
C · No harm found
Install emergency lighting that can last at least 1 1/2 hours.
Corrected 2026-02-13
K-0300
F · No harm found
Meet other general requirements that are deficient.
Corrected 2026-02-13
K-0324
D · No harm found
Provide properly protected cooking facilities.
Corrected 2026-02-13
K-0351
E · No harm found
Install an approved automatic sprinkler system.
Corrected 2026-02-13
K-0353
F · No harm found
Inspect, test, and maintain automatic sprinkler systems.
Corrected 2026-02-13
K-0363
E · No harm found
Install corridor and hallway doors that block smoke.
Corrected 2026-02-13
K-0918
F · No harm found
Have generator or other power source capable of supplying service within 10 seconds.
Corrected 2026-02-13
2024-10-09Fire-safety inspection11 citations
E-0041
F · No harm found
Implement emergency and standby power systems.
Corrected 2024-11-15
K-0300
F · No harm found
Meet other general requirements that are deficient.
Corrected 2024-11-15
K-0321
D · No harm found
Ensure that special areas are constructed so that walls can resist fire for one hour or have an approved fire extinguishing system.
Corrected 2024-11-15
K-0351
E · No harm found
Install an approved automatic sprinkler system.
Corrected 2024-11-15
K-0355
D · No harm found
Properly select, install, inspect, or maintain portable fire extinguishes.
Corrected 2024-11-15
K-0374
E · No harm found
Install smoke barrier doors that can resist smoke for at least 20 minutes.
Corrected 2024-11-15
K-0712
F · No harm found
Have simulated fire drills held at unexpected times.
Corrected 2024-11-15
K-0753
E · No harm found
Have restrictions on the use of highly flammable decorations.
Corrected 2024-11-15
K-0914
F · No harm found
Ensure receptacles at patient bed locations and where general anesthesia is administered, are tested after initial installation, replacement or servicing.
Corrected 2024-11-15
K-0918
F · No harm found
Have generator or other power source capable of supplying service within 10 seconds.
Corrected 2024-11-15
K-0927
E · No harm found
Have proper fire barriers, ventilation and signs for the transfilling of oxygen.
Corrected 2024-11-15
2023-09-13Fire-safety inspection9 citations
E-0039
F · No harm found
Conduct testing and exercise requirements.
Corrected 2023-10-02
E-0041
C · No harm found
Implement emergency and standby power systems.
Corrected 2023-09-27
K-0300
E · No harm found
Meet other general requirements that are deficient.
Corrected 2023-10-09
K-0321
E · No harm found
Ensure that special areas are constructed so that walls can resist fire for one hour or have an approved fire extinguishing system.
Corrected 2023-10-09
K-0353
F · No harm found
Inspect, test, and maintain automatic sprinkler systems.
Corrected 2023-10-27
K-0363
D · No harm found
Install corridor and hallway doors that block smoke.
Corrected 2023-09-27
K-0511
F · No harm found
Have properly installed electrical wiring and gas equipment.
Corrected 2023-09-27
K-0761
E · No harm found
To conduct inspection, testing and maintenance of fire doors by qualified individuals.
Corrected 2023-09-27
K-0911
E · No harm found
Meet requirements for the installation and maintenance of electrical systems.
Corrected 2023-10-10

Federal penalties

2025-10-20Fine$144,668
Citations and penalties from the CMS Provider Data Catalog (three-year survey window, refreshed monthly). Severity codes follow the federal scope/severity grid; “Immediate jeopardy” is the most serious grade CMS issues. CCN 155223.
How it compares in Indiana.
Inspection citations, 3 years
71
More than 89% of nursing homes in the state
State median: 35
Federal fines, 3 years
$144,668
More than 99% of nursing homes in the state
State median: $0
Nurse staffing, hours per resident per day
3.3
Higher than 18% of nursing homes in the state
State median: 3.6
Nursing staff turnover, annual
46%
Higher than 49% of nursing homes in the state
State median: 46%

Resident outcomes

On 21 federal quality measures, this facility does better than the Indiana average on 8 and worse on 8. Differences within 10% of the average are shown as near average.

Long-stay residentsThis facilityStateUSCompared with state
Need for help with daily activities has increased11.2%10.8%13.5%Near state average
Lose too much weight7.8%5.3%5.1%Worse than state
With a catheter inserted and left in their bladder0.2%0.3%0.7%Better than state
With a urinary tract infection1.1%1.1%1.5%Near state average
Have depressive symptoms27.9%25.5%13.5%Near state average
Were physically restrained0.0%0.0%0.1%Better than state
Experiencing one or more falls with major injury6.4%3.8%3.2%Worse than state
Assessed and appropriately given the pneumococcal vaccine99.6%93.7%93.7%Near state average
Ability to walk independently worsened16.1%11.1%12.7%Worse than state
Received an antianxiety or hypnotic medication8.1%23.5%19.5%Better than state
Assessed and appropriately given the seasonal influenza vaccine100.0%95.1%95.3%Near state average
With pressure ulcers5.7%3.5%4.5%Worse than state
With new or worsened bowel or bladder incontinence32.1%22.4%18.3%Worse than state
Received an antipsychotic medication18.2%13.7%15.4%Worse than state
Hospitalizations per 1000 long-stay resident days1.181.511.81Better than state
Outpatient emergency department visits per 1000 long-stay resident days0.571.371.69Better than state
Short-stay residentsThis facilityStateUSCompared with state
Assessed and appropriately given the pneumococcal vaccine98.2%81.9%82.3%Better than state
Newly received an antipsychotic medication1.7%1.1%1.5%Worse than state
Were assessed and appropriately given the seasonal influenza vaccine90.2%79.2%80.1%Better than state
Were rehospitalized after a nursing home admission16.9%21.8%23.4%Better than state
Had an outpatient emergency department visit12.3%10.9%11.8%Worse than state
Source: CMS MDS and Medicare claims quality measures, measure period 2025Q3-2026Q2. Averages are computed from all nursing homes reporting each measure.

Cited more than once

The same rule cited at separate inspections can point to a problem that wasn't fully fixed.

  • E-0041 3 inspections. Implement emergency and standby power systems.
  • F-0677 3 inspections. Provide care and assistance to perform activities of daily living for any resident who is unable.
  • F-0812 3 inspections. Procure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.
  • K-0300 3 inspections. Meet other general requirements that are deficient.
  • E-0039 2 inspections. Conduct testing and exercise requirements.
  • F-0761 2 inspections. Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
Where to check, and what's nearby.

Who to contact in Indiana

  • Licensing: Indiana Department of Health, Division of Long-Term Care
  • File a complaint: 800-246-8909 · Online
  • Long-Term Care Ombudsman: 800-622-4484. A free advocate for residents and families.
  • Adult Protective Services: 800-992-6978. Some states send facility cases to licensing instead. In an emergency, call 911.
  • Eldercare Locator: 800-677-1116, a federal service for local aging help.

Nearest emergency hospitals

  • Ascension St Vincent Williamsport, about 11 miles.
  • Osf Sacred Heart Medical Center, about 14 miles. CMS rating 2 of 5.
  • Franciscan Health Crawfordsville, about 25 miles. CMS rating 5 of 5.
Source: CMS Hospital General Information. Straight-line distance.

Nearby facilities with inspection records

What people say on Google.
3.858 ratings on Google
★★★★★Cindy Swaney · 2025-08-26 · via Google

“I have been in Social Services for 7 years and I can say that I love the residents! The new administration has made a world of difference in the atmosphere of this facility.”

★Helen Johnson · 2024-11-29 · via Google

“My name is Helen M. Johnson. I am a resident of The Waters of Covington here in Covington, Indiana. Today, on Thanksgiving, these are the meals we were provided with. This is a TOTAL slap in our faces especially when for the last several weeks they have put messages on our menu cards about how we should be thankful... like this the season to be thankful, gobble gobble til you wobble and the lik…”

★Emily McCoy · 2022-04-28 · via Google

“This place is absolutely HORRIBLE. Please, I am begging you, do NOT take your loved ones here. Without sharing personal details, due to their improper care, my loved one is no longer with us. STAY AWAY FROM THIS PLACE!!! It smells horrible, they don’t have enough staff to actually monitor your loved ones the way they should, they don’t keep accurate records (everyone says something different) and …”

Ratings and reviews are from Google and reflect visitor opinions, not our verification. See all reviews on Google
What unlocks when you order.

Ownership & corporate history

Primary tier
Prior operators & transfers
Corporate network & affiliates
,
Owners' other facilities
· · 2 more

Inspection citations — last 5 years

Locked
The 71 citations above are shown free. The report takes each one and explains it in plain English — what the tag requires, how serious the scope/severity grade really is, whether it recurred across surveys — plus the five-year pattern a single inspection can't show.

Civil & criminal lawsuits

Advanced tier only
Active civil suits
#
Federal dockets
CDC infection data
Unlock the full file
Citations, owner history, lawsuits — decoded into one PDF.
Sources we pull for this facility.
Source
CMS Nursing Home Compare
data.cms.gov Provider Data Catalog
Last verified 2026-11-06
Source
Google Business Profile
Photos, reviews & hours
Displayed with attribution · refreshed on re-run
Source
Secretary of State filings
Entity & officer search
Pulled when a report is ordered
Source
PACER federal dockets
pacer.uscourts.gov
Pulled when a report is ordered